Frequently Asked Questions

NestIQ Pro is a financial intelligence platform. You upload your bank statement and we analyse your financial behaviour — patterns, discipline, consistency, resilience — and produce a detailed report with personalised insights.

No. We do not produce a credit score and have no connection to credit bureaus. We analyse behavioural patterns in your own financial data — for your benefit, not a lender's.

Anyone who wants to understand their financial behaviour more clearly — especially people making significant financial decisions, working with a financial advisor, or trying to build better money habits.

Yes. All uploads are encrypted in transit (TLS 1.3). Your raw transaction data is processed to generate insights and then deleted. It is never stored permanently or shared with third parties.

Never. Your data is used solely to generate your personal report. We do not share it with lenders, advertisers, credit bureaus or any third party.

No. We never ask for your bank credentials. You simply export a statement from your bank and upload the file.

Your Financial Personality Type, scores across five behavioural dimensions (Discipline, Consistency, Resilience, Stability, Intent Alignment), spending pattern analysis, stress signal detection, income pattern analysis and three personalised action cards.

Typically 30–60 seconds after upload. If it has been more than 5 minutes, please contact us.

Any Indian bank statement exported as PDF, CSV, XLS or XLSX. This includes SBI, HDFC, ICICI, Axis, Kotak, Yes Bank, IDFC, IndusInd and most other scheduled commercial banks.

The free scan gives you your personality type and a behavioural snapshot. The full report is ₹499, one-time. No subscription.

UPI, debit card, credit card and netbanking via Razorpay.

If we cannot generate a report from your statement for any reason, you get a full refund — no questions asked.